Harper's Budget: App + Spreadsheet 2027

• Harper's Budget app (Opens from the link in your download: type your Etsy order number once (up to 3 devices))
• Bonus spreadsheet for Google Sheets & Excel (.xlsx, 21 tabs)
• Start Here guide (PDF)

• You want a budget you'll actually open every day
• You're paying off debt and want to see your debt-free date
• You like a spreadsheet, but want something quicker on your phone

Set it up once, then it's one tap a day. Harper's Budget opens in your browser: a three-step setup (income, your categories, 50/30/20 sliders), big Add expense and Add income buttons, and a month view with your "left to spend" number, progress bars and a bills checklist.

There are savings goals with progress rings, sinking funds, a debt payoff simulator (snowball or avalanche, with your debt-free date) and a year view with charts. The bonus spreadsheet has 21 tabs for Google Sheets and Excel: 12 monthly tabs, a dashboard, debt payoff, savings goals, net worth and an annual summary.

A planning tool, not financial advice.

Your download has a Start Here PDF with the app link. Open it on your phone, tablet or computer and type your Etsy order number once. It works on up to 3 of your devices, with no app store, account or subscription, and it saves on your device as you go.

No. You add amounts yourself with a tap, and everything stays on your device. You can back up, restore and export to CSV.

Google Sheets (free) or Microsoft Excel 2016 or newer / Microsoft 365. Amounts are in US dollars.

Checkout opens on our secure download store, and the files arrive by email straight away. The links keep working if you need them again.